Your Home Financing Partner
Competitive rates. Fast approvals. Expert guidance. Whether you're buying your first home or refinancing, we make the mortgage process simple.
Get Pre-Approved in 24 Hours
A mortgage pre-approval gives you a clear budget and shows sellers you're a serious buyer. Our streamlined process gets you approved fast so you can shop with confidence.
- • Recent pay stubs (last 30 days)
- • W-2s from the last 2 years
- • Bank statements (last 2 months)
- • Photo ID
Loan Programs We Offer
From first-time buyers to luxury homes, we have the right financing solution for you
Conventional Loans
Traditional financing with competitive rates for qualified buyers. Low down payment options available.
FHA Loans
Government-backed loans perfect for first-time buyers with lower credit scores and down payments.
VA Loans
Zero down payment loans for veterans, active military, and eligible spouses.
Jumbo Loans
Financing for high-value properties that exceed conforming loan limits.
Client Success Stories
Real clients, real results. See how we've helped people achieve their homeownership goals.
"We got pre-approved in less than 24 hours! The loan officer walked us through every step. Made buying our first home so much easier."
"Refinanced and lowered my rate by 1.5%. Savant saved me over $400/month. The process was incredibly smooth."
"Their coordination between mortgage and real estate teams made selling our old home and buying our new one seamless. Highly recommend!"
Simple 4-Step Process
From application to closing, we guide you every step of the way
Get Pre-Approved
Submit your application online or call us. Get approved in as little as 24 hours.
Find Your Home
Shop with confidence knowing your budget. Work with any agent you prefer, or use our brokerage.
Lock Your Rate
Once under contract, we lock in your rate and start processing your loan.
Close & Move In
We guide you through underwriting and closing. Typical closing time: 21-30 days.
You are free to work with any real estate agent you prefer for buying or selling your home. While Savant Homes offers real estate brokerage services, there is no requirement to use our agents when obtaining a mortgage through Savant Lending.
Already Own a Home?
Refinancing could lower your monthly payment, shorten your loan term, or help you access your home's equity.
Even a small rate reduction can make a big difference in your monthly budget and total interest paid over the life of the loan.
- Lower your interest rate
- Reduce monthly payments
- Access home equity (cash-out)
- Switch from ARM to fixed rate
Need Flexible Access to Cash?
A Home Equity Line of Credit (HELOC) gives you access to your home's equity when you need it - for renovations, debt consolidation, or unexpected expenses.
Unlike a lump-sum loan, a HELOC works like a credit card - you only pay interest on what you actually use.
- Access up to 90% of your equity
- 10-year draw period
- Interest-only payments during draw period
- Lower rates than credit cards
Ready to Get Pre-Approved?
Start your mortgage application now and get approved in as little as 24 hours. Our secure online application makes the process quick and easy.
Questions About Getting a Mortgage?
Our experienced loan officers are here to help. Call us today for a free consultation.