House renovation and construction
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Fix & Flip Loans

Fund purchase and rehab • 6-12 month terms • Up to 90% LTV

Fast Funding for Profitable Flips

Our fix & flip loans are designed for experienced investors who need quick closings and flexible terms. We fund both the purchase and renovation costs so you can move fast on great deals.

Loan Amount
$75K - $3M+
Loan-to-Value
Up to 90% of purchase
Rehab Funding
Up to 100% of costs
Term Length
6-12 months
Interest Rate
9-12%
Points
2-3 points
Closing Time
7-10 days average

Note: Interest rates and terms depend on deal quality, investor experience, and property location. We focus on your track record and the deal, not your credit score.

What We Fund

We focus on your exit strategy and the property's after-repair value

Property Types

  • Single-family homes
  • Multi-family (2-4 units)
  • Condos and townhomes
  • Light commercial properties

Property Conditions

  • Distressed properties
  • Foreclosures and short sales
  • Properties needing significant rehab
  • Outdated or non-functional properties

What We Evaluate

  • After-repair value (ARV)
  • Exit strategy viability
  • Investor experience
  • Market strength

Who Qualifies for Fix & Flip Loans

Our fix & flip loans are for experienced real estate investors. We focus on your track record and the deal quality, not your credit score.

Previous Experience

At least 1 completed fix & flip project

Exit Strategy

Solid plan for resale or refinance

Adequate Liquidity

6+ months reserves recommended

Strong Market

Property in viable market area

Credit Requirements

Minimum credit score typically 600+, but we focus primarily on deal quality and investor experience rather than credit. We evaluate your track record, ARV, renovation budget, market comparables, and exit strategy.

How to Get Funded in 7 Days

From application to funding, we move fast so you don't miss opportunities

1

Submit Application

Basic property and borrower information

30 seconds

2

Property Evaluation

We review ARV, comps, and renovation scope

24-48 hours

3

Approval & Terms

Loan terms issued

24-48 hours

4

Appraisal & Closing

Desktop or drive-by appraisal, close fast

7-10 days

5

Draw Schedule

Access rehab funds as work is completed

Throughout project

Draw Schedule

Once funded, you'll access rehab funds through a draw schedule based on completion milestones. Submit draw requests with photos and receipts, and funds are typically released within 24-48 hours after inspection.

Ready to Fund Your Next Flip?

Get started with a quick application and property evaluation. We'll review your deal and provide terms within 48 hours.

All loans subject to property evaluation and borrower qualification. Rates and terms vary by deal. Private money lending is separate from our conventional mortgage services.